We are pleased to announce a major enhancement to the StockTrak portfolio simulation: the Wealth Wizard, an AI-supported tool designed to help students better understand how to build, evaluate, and manage an investment portfolio.
Last year, we introduced an early version of the Wealth Wizard as a rules-based guidance tool to help students think through diversification and portfolio construction. That original release did not use AI — it relied entirely on predefined logic and structured prompts. The Spring 2026 update builds on that foundation by incorporating an integrated AI engine, enabling more personalized portfolio insights while maintaining a controlled, classroom-safe interaction model.
For instructors who prefer not to use AI-assisted tools in their courses, the Wealth Wizard can be enabled or disabled at any time within your class settings.
What Is the Wealth Wizard?
The Wealth Wizard is an integrated, classroom-safe guidance system that introduces students to the key considerations involved in constructing and maintaining an investment portfolio. Rather than providing open-ended advice, the Wizard works through structured, instructor-approved prompts that encourage students to think critically about:
- How they select their first trades
- How diversified their portfolio should be
- How their holdings align with risk preferences
- How to analyze performance over time
The tool then uses our embedded AI engine to generate clear, portfolio-specific responses based solely on the student’s activity within the PersonalFinanceLab stock game.
Important Note
Students cannot type open-ended questions or interact freely with the AI. All interactions occur through predefined prompts, ensuring a high level of classroom safety, consistency, and pedagogical control.
Getting Started: Building an Initial Portfolio
When first launched, the Wealth Wizard asks students a series of foundational questions, including:
- How much they intend to invest
- How many industries they wish to include
- Which industries interest them most
- Their preferred risk profile (Conservative, Moderate, or Aggressive)
Based on these inputs, the Wizard recommends potential stocks largely drawn from our existing rotating Suggested Stocks list — functioning like a beginner-friendly, personalized stock screener.
Ongoing Portfolio Maintenance and Support
The Wealth Wizard continues to assist students after their first trades by helping them evaluate and refine their portfolios. Students may choose from several prompts, including:
“Do my current positions make for a good stock portfolio?”
Assesses diversification and concentration risks, offering suggestions for creating a more balanced portfolio.
“Rebalance my portfolio so I have equal weight in each industry.”
Reviews current holdings and provides recommended buy and sell adjustments to promote diversification.
“Can you provide a performance analysis of my portfolio?”
Examines price movements over time and identifies which holdings have performed well or poorly, including context for those trends.
“What is the risk profile of my portfolio?”
Evaluates the portfolio’s overall level of risk and compares it to the student’s declared risk tolerance.
These prompts encourage students to think more deeply about portfolio structure, performance drivers, and investment decision-making.
Wealth Wizard Q&A
When will the Wealth Wizard be available?
The Wealth Wizard will be available for all StockTrak classes beginning January 2026.
Do students interact directly with the AI?
No. Students do not submit their own prompts or chat freely with an AI model. All interactions occur through fixed prompts, ensuring controlled, academically appropriate use of the technology. This structure introduces students to modern financial-technology tools while maintaining strong safeguards.
Is the Wealth Wizard required for my class?
No. The feature is optional and is off by default. Instructors may enable or disable it at any time through their Stock Game class settings.
Does the Wealth Wizard apply to the Budget Game?
Not at this time. The Budget Game continues to provide structured, rule-based feedback without any AI components. Based on instructor feedback, AI-supported guidance may be considered for future updates.
We look forward to bringing this new learning tool to your classroom and supporting an even richer investment-education experience for your students.
— The StockTrak Team