Also, remember that you have a good deal of flexibility when it comes to specifying the simulation you want for your class. You can limit the number of transactions, size of trades or type of security. We will work with you to make sure that your students get the most out of Stock-Trak.

To force students to diversify their portfolios, and to make the students trade as if it was real money, students will not be able to put "all their eggs in one basket." Stock, option, and future positions will be limited to 1/2 of their initial cash balance. Accounts that begin with $100,000 will only be allowed to spend $50,000 on any given stock. (Without this position limit, we have seen some students buying on margin and spending $200,000 on one stock; Now they can only spend 1/4 of that on any stock, option, or future.)

For example, many professors of introductory investments and finance courses have the students make trades in each security discussed in class (in order to avoid confusing the students, many professors also limit the securities traded to those covered in class). Students of an introductory class might be given an assignment like this:

	in the first 2 weeks of class have your students develop an asset allocation plan and invest some of their money in blue chip stocks or conservative mutual funds
	encourage some investments to be bought all at once and others to be bought into over several weeks (this will teach them dollar costs averaging)
	encourage your students to sell short stocks and buy on margin as you cover these topics,
	as you discuss diversification in class, have your students adjust their portfolio accordingly across industry sectors or company size,
	as you discuss bonds, have your students invest in some corporate or treasury bonds according to the asset allocation model they developed early in the semester,
	as you discuss hedging, have your students hedge the whole account (using index options or futures) and hedge specific positions (using stock options),
	and as you cover options and futures, encourage your students to take some percentage of their account and speculate in buying calls and puts, writing naked and covered options, and betting on interest rates, commodity prices, or currencies,
	and finally, at the end of the semester, ask your students to write a short report about the portfolio performance, including a sentence or two about why they made each trade, what worked, what didn't work, and why.

One professor distributes a new scenario every two weeks and then grades the students on how they adjust their portfolio. Past scenarios have included dropping interest rates, high inflation, war breaking out in the Persian Gulf, or large gains in the leading indicators.

The infamous dart board has historically been a very effective tool for demonstrating portfolio theory and it can easily be combined with the Stock-Trak experience. Professors who have used this approach typically paste a list of securities on the wall (the dart board) and then throw darts to select a portfolio. Using one of the two free accounts each professor receives, the dart board account can be tracked throughout the trading period. Students can compare their results to the "random" portfolio and see the principles of portfolio theory in action. As an incentive for the student to take an active interest in his or her portfolio, points can be given on the final for doing better than the dart board account or the S&P 500. Some professors even take a few points away for doing worse than the S&P.

The important thing to remember, however, is that the emphasis should be on education and not portfolio return. Stock-Trak is a tool for exposing students to the stock market. You want the students to care about what they are doing, but don't make them so concerned about the return on their portfolios that they miss out on the educational experience.

Once we receive the Sign-Up Sheet, we will email or FedEx your registration materials to you. On the first day of class you can pass out the materials to your students which containstheir individual account number, the Stock-Trak trading rules and guidelines, helpful hints, a list of futures and bonds that we trade.

Our Pledge Is To Make Sure Your Students Receive The Best Educational Supplement Available....Let Us Know If We Can Help Stock-Trak Work Better For You And Your Class!